Dr. Ibrahim also mentioned some general
statements by ibn Qudamah, ibn Taimiyyah and ibn Al-
Qayyim about allowing the practices that benefit Muslims
in general, which also do not cause any harm for Muslims.
However, we must stress that these mentioned
scholars restricted this ruling, by only allowing the
beneficial practices that do not contradict any Text in the
Quran or Sunnah. Consequently, we must state that the
arguments that Ibrahim mentioned in this part of his
research are not relevant to the topic under discussion. The,
‘beneficial practices’, that these Imams allowed are matters
of Ijtihad (personal opinion) that do not contradict a clear
Text in the Quran or the Sunnah.
It is a fact that clear Texts in the Quran and the
Sunnah state that both Riba Al-Fadhl and Riba An-Naseeah
are not permissible for Muslims. We should also add
that the scholars stated that prohibiting Riba Al-Fadhl also
involves prohibiting the methods and means that lead to it.
We should remind the reader that when some of the
companions bartered two Sa` of inferior dates for one Sa`
(around 3 kilograms) of good dates (i.e., Riba al-Fadhl),
the Prophet, salla allahu `alaihi wa-sallam, said,
“This is Riba itself! This is Riba itself! Do not do this.” [Al-
Bukhari & Muslim].
Furthermore, the Two Sahihs [al-Bukhari and
Muslim] narrated that, Abu Sa`eed Al-Khudri said that, the
Prophet, salla allahu `alaihi wa-sallam, said,
“Do not sell gold for gold unless equivalent in weight, and
do not sell less amount for greater amount or vice versa;
and do not sell silver for silver unless equivalent in weight,
and do not sell less amount for greater amount or vice
versa; and do not sell gold or silver that is not present at
the moment of exchange for gold or silver that is present.”
Also, Sahih Muslim narrated that ‘Ubadah ibn As-Samit
said that the Prophet, peace be upon him, said,
“Gold for gold, silver for silver, wheat grain for wheat
grain, barley for barley, dates for dates, salt for salt: equal
in weight, equal in amount and from hand to hand (the
payment is not delayed). When these types are not the same
kind, then sell as you like as long as it was from hand to
hand.” There are many other authentic Hadiths on this
subject in the Two Sahihs [as Sahih Al-Bukhari and Sahih
Muslims are called], as well as, other books of Hadith.
As for the Hadith that states, “Riba involves the
Nasee-ah”, the scholars stated that it only indicates the fact
that most Riba transactions are of a Nasee-ah type, not all
of them. The previous two Hadiths, as well as, several
other authentic Hadiths clearly demonstrate that there are
several other types of Riba. In fact, Riba transactions
usually combine both Riba al-Fadhl and Riba An-Naseeah!
Consequently, those who indulge in Riba with the
banks, and the owners of these banks, combine two types of
Riba, Riba an-Nasee-ah13 and the interest itself that is
collected14, thus, carrying the burden of both illegal
transactions.
statements by ibn Qudamah, ibn Taimiyyah and ibn Al-
Qayyim about allowing the practices that benefit Muslims
in general, which also do not cause any harm for Muslims.
However, we must stress that these mentioned
scholars restricted this ruling, by only allowing the
beneficial practices that do not contradict any Text in the
Quran or Sunnah. Consequently, we must state that the
arguments that Ibrahim mentioned in this part of his
research are not relevant to the topic under discussion. The,
‘beneficial practices’, that these Imams allowed are matters
of Ijtihad (personal opinion) that do not contradict a clear
Text in the Quran or the Sunnah.
It is a fact that clear Texts in the Quran and the
Sunnah state that both Riba Al-Fadhl and Riba An-Naseeah
are not permissible for Muslims. We should also add
that the scholars stated that prohibiting Riba Al-Fadhl also
involves prohibiting the methods and means that lead to it.
We should remind the reader that when some of the
companions bartered two Sa` of inferior dates for one Sa`
(around 3 kilograms) of good dates (i.e., Riba al-Fadhl),
the Prophet, salla allahu `alaihi wa-sallam, said,
“This is Riba itself! This is Riba itself! Do not do this.” [Al-
Bukhari & Muslim].
Furthermore, the Two Sahihs [al-Bukhari and
Muslim] narrated that, Abu Sa`eed Al-Khudri said that, the
Prophet, salla allahu `alaihi wa-sallam, said,
“Do not sell gold for gold unless equivalent in weight, and
do not sell less amount for greater amount or vice versa;
and do not sell silver for silver unless equivalent in weight,
and do not sell less amount for greater amount or vice
versa; and do not sell gold or silver that is not present at
the moment of exchange for gold or silver that is present.”
Also, Sahih Muslim narrated that ‘Ubadah ibn As-Samit
said that the Prophet, peace be upon him, said,
“Gold for gold, silver for silver, wheat grain for wheat
grain, barley for barley, dates for dates, salt for salt: equal
in weight, equal in amount and from hand to hand (the
payment is not delayed). When these types are not the same
kind, then sell as you like as long as it was from hand to
hand.” There are many other authentic Hadiths on this
subject in the Two Sahihs [as Sahih Al-Bukhari and Sahih
Muslims are called], as well as, other books of Hadith.
As for the Hadith that states, “Riba involves the
Nasee-ah”, the scholars stated that it only indicates the fact
that most Riba transactions are of a Nasee-ah type, not all
of them. The previous two Hadiths, as well as, several
other authentic Hadiths clearly demonstrate that there are
several other types of Riba. In fact, Riba transactions
usually combine both Riba al-Fadhl and Riba An-Naseeah!
Consequently, those who indulge in Riba with the
banks, and the owners of these banks, combine two types of
Riba, Riba an-Nasee-ah13 and the interest itself that is
collected14, thus, carrying the burden of both illegal
transactions.
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