In response to this sweeping claim, we should first
state the fact that the current banking transactions are not
different from the prohibited Riba transactions. Further,
Allah sent Muhammad as the Final Messenger from Him,
and required all mankind, starting with the Prophet's
contemporaries up until the Day of Judgment, to implement
His Commandments that He revealed to His Messenger,
salla allahu `alaihi wa-sallam. Therefore, all new types of
dealings should carry the same rulings as old types of
dealings, as long as both types are essentially the same. We
must also state that having different names does not change
the true reality of these dealings. What matters, is the true
substance and the true essence of these types of dealings.
Further, it is a well-known fact that the aims and
goals of those who indulged in Riba in the past are similar
to the aims of those who indulge in Riba in the present
time, even though they changed the names of the
transactions they use. Hence, differentiating between the
old types of business transactions and the new ones,
because of the different names and styles, while
disregarding the aims and goals behind such transactions, is
indeed a misguided method. For example, the Prophet,
peace be upon him, considered the request of those who
said, during the battle of `Hunain, “Make for us a Dhat-
Anwat15 as they (disbelievers) have Dhat-Anwat,” similar to
what the Children of Israel said to Prophet Moses, peace be
upon him,
{"Make for us an ilahan (a god) as they have aliha
(gods)"}[7:138]. The Prophet, salla allahu `alaihi wasallam,
did not consider the difference in the words whereas
the true essence was still the same. For instance, Allah, the
Exalted, punished the Jews when they set up their nets on
Fridays so that the nets catch fish on Saturdays, during
which they were prohibited to fish. Allah did not excuse
the Jews for this deviant behavior, even though the Jews
collected the fish on Sundays. The aims were the same,
even though the means and methods to reach these aims
varied. There are many other similar examples in the
Quran and Sunnah.
state the fact that the current banking transactions are not
different from the prohibited Riba transactions. Further,
Allah sent Muhammad as the Final Messenger from Him,
and required all mankind, starting with the Prophet's
contemporaries up until the Day of Judgment, to implement
His Commandments that He revealed to His Messenger,
salla allahu `alaihi wa-sallam. Therefore, all new types of
dealings should carry the same rulings as old types of
dealings, as long as both types are essentially the same. We
must also state that having different names does not change
the true reality of these dealings. What matters, is the true
substance and the true essence of these types of dealings.
Further, it is a well-known fact that the aims and
goals of those who indulged in Riba in the past are similar
to the aims of those who indulge in Riba in the present
time, even though they changed the names of the
transactions they use. Hence, differentiating between the
old types of business transactions and the new ones,
because of the different names and styles, while
disregarding the aims and goals behind such transactions, is
indeed a misguided method. For example, the Prophet,
peace be upon him, considered the request of those who
said, during the battle of `Hunain, “Make for us a Dhat-
Anwat15 as they (disbelievers) have Dhat-Anwat,” similar to
what the Children of Israel said to Prophet Moses, peace be
upon him,
{"Make for us an ilahan (a god) as they have aliha
(gods)"}[7:138]. The Prophet, salla allahu `alaihi wasallam,
did not consider the difference in the words whereas
the true essence was still the same. For instance, Allah, the
Exalted, punished the Jews when they set up their nets on
Fridays so that the nets catch fish on Saturdays, during
which they were prohibited to fish. Allah did not excuse
the Jews for this deviant behavior, even though the Jews
collected the fish on Sundays. The aims were the same,
even though the means and methods to reach these aims
varied. There are many other similar examples in the
Quran and Sunnah.
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