Second, Ibrahim claimed that, “A financial
institution to any economy is just like the heart to the
human body.”
Again, this is not a true statement. A financial
institution can always function without the need for usury,
just as was the case with Muslim economy in past
centuries, especially during the early time of Islam. During
that golden era, Muslim economy was the purest, the largest
and the strongest, without ever needing to rely on Riba.
Allah gave victory to His religion and raised the flag of
Islam high through these early believers, bestowing on
them vast provisions; truly, the riches of the earth were
uncovered for them. Allah helped the Ummah with these
resources, allowing them to fight their enemies and saving
them from using what He prohibited for them. Those who
study Islamic history from the time of the Prophet, salla
allahu `alaihi wa-sallam, until the time when various
financial institutions were established in the modern era,
will realize that what we have stated here is the certain
truth. On the other hand, Muslims will suffer
economically, and Allah's blessings will decrease, as a
result of deviating from Allah’s Law and abandoning what
He ordered and the business transactions He has allowed.
In the later case, Muslims will acquire Allah’s Wrath and
suffer many trials and calamities, because of their defying
what Allah has ordained on them11.
Allah said,
what translated means, {And whatever of misfortune befalls
you, it is because of what your hands have earned. And He
pardons much}[42:30],
{And if the people of the towns had believed and had the
Taqwa (piety), certainly, We should have opened for them
blessings from the heaven and the earth, but they belied
(the Messengers). So We took them (with punishment) for
what they used to earn (polytheism and crimes,
etc.)}[7:96],
{And if only the people of the Scripture (Jews and
Christians) had believed (in Muhammad) and warded off
evil (sin, ascribing partners to Allah) and had become
Al-Muttaqun (the pious) We would indeed have blotted out
their sins and admitted them to Gardens of pleasure (in
Paradise). And if only they had acted according to the
Taurat (Torah), the Injeel (Gospel), and what has (now)
been sent down to them from their Lord (the Quran), they
would surely have gotten provision from above them and
from underneath their feet}[5:65-66],
{And whosoever fears Allah and keeps his duty to Him, He
will make a way for him to get out (from every
difficulty). And He will provide him from (sources) he
never could imagine. And whosoever puts his trust in Allah,
then He will suffice him}[65:2-3], and,
{And whosoever fears Allah and keeps his duty to Him, He
will make his matter easy for him}[65:4].
institution to any economy is just like the heart to the
human body.”
Again, this is not a true statement. A financial
institution can always function without the need for usury,
just as was the case with Muslim economy in past
centuries, especially during the early time of Islam. During
that golden era, Muslim economy was the purest, the largest
and the strongest, without ever needing to rely on Riba.
Allah gave victory to His religion and raised the flag of
Islam high through these early believers, bestowing on
them vast provisions; truly, the riches of the earth were
uncovered for them. Allah helped the Ummah with these
resources, allowing them to fight their enemies and saving
them from using what He prohibited for them. Those who
study Islamic history from the time of the Prophet, salla
allahu `alaihi wa-sallam, until the time when various
financial institutions were established in the modern era,
will realize that what we have stated here is the certain
truth. On the other hand, Muslims will suffer
economically, and Allah's blessings will decrease, as a
result of deviating from Allah’s Law and abandoning what
He ordered and the business transactions He has allowed.
In the later case, Muslims will acquire Allah’s Wrath and
suffer many trials and calamities, because of their defying
what Allah has ordained on them11.
Allah said,
what translated means, {And whatever of misfortune befalls
you, it is because of what your hands have earned. And He
pardons much}[42:30],
{And if the people of the towns had believed and had the
Taqwa (piety), certainly, We should have opened for them
blessings from the heaven and the earth, but they belied
(the Messengers). So We took them (with punishment) for
what they used to earn (polytheism and crimes,
etc.)}[7:96],
{And if only the people of the Scripture (Jews and
Christians) had believed (in Muhammad) and warded off
evil (sin, ascribing partners to Allah) and had become
Al-Muttaqun (the pious) We would indeed have blotted out
their sins and admitted them to Gardens of pleasure (in
Paradise). And if only they had acted according to the
Taurat (Torah), the Injeel (Gospel), and what has (now)
been sent down to them from their Lord (the Quran), they
would surely have gotten provision from above them and
from underneath their feet}[5:65-66],
{And whosoever fears Allah and keeps his duty to Him, He
will make a way for him to get out (from every
difficulty). And He will provide him from (sources) he
never could imagine. And whosoever puts his trust in Allah,
then He will suffice him}[65:2-3], and,
{And whosoever fears Allah and keeps his duty to Him, He
will make his matter easy for him}[65:4].
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